AOK provides public health insurance in Germany and offers special support to expats with service, support & information in English as well as 16 different languages.
With more than 34 million members AOK is a leader in the industry with special programs and services aimed at the expat community.
Basics
full coverage i.e. routine check up, dental, pregnancy, hospitalisation, etc...
fees are based on percentage of income
dependents also covered - for non working spouse & children
no questions about pre-existing conditions
electronic health card - no out of pocket payments at the doctors office, clinic, hospital etc.
Highlights
service, support and information in english as well as 16 different languages.
list of doctors who speak your language
As an added benefit, AOK grants members an annual allowance of €270 to be used for Health & Lifestyle Education Classes as well as Alternative Medicine, Midwife Consultations, Lamaze Classes, and other health-related services. Simply send us your bills and we will refund you accordingly. Speak to your coordinator to learn about eligibility.
rewards for fitness and health checkups via Fitmit (up to 300€ annually)